In the post-crisis housing market, mortgage lenders have thorough guidelines to check the accuracy of the information provided by the potential borrower. While these extra safeguards may initially seem like they would slow down the lending process, those applying for the loan shouldn't see any lag time as long as they are prepared to reveal every aspect of their financial background. "The best pi...

Help get those first time buyers off the fence this spring season with @HomeIllinois, offered by the Illinois Housing Development Authority (IHDA) through Key Mortgage Services. This new multi-faceted program provides 30-year, fixed-rate, affordable loans and grants of $5,000 to help with a down payment or closing costs. "IHDA's Welcome Home Illinois was incredibly successful and helped...